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Terms and Conditions

 

CONDITIONS OF USE
Welcome to our online store! americanjewelryandloan.com and its associates provide their services to you subject to the following conditions. If you visit or shop within this website, you accept these conditions. Please read them carefully.

 

PRIVACY
Please review our Privacy Notice, which also governs your visit to our website, to understand our practices.

 

ELECTRONIC COMMUNICATIONS
When you visit Americanjewelryandloan.com or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

 

COPYRIGHT
All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of Americanjewelryandloan.com or its content suppliers and protected by international copyright laws. The compilation of all content on this site is the exclusive property of Americanjewelryandloan.com, with copyright authorship for this collection by Americanjewelryandloan.com, and protected by international copyright laws.

 

TRADE MARKS
Americanjewelryandloan.com trademarks and trade dress may not be used in connection with any product or service that is not americanjewelryandloan.com, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Americanjewelryandloan.com. All other trademarks not owned by Americanjewelryandloan.com or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Americanjewelryandloan.com or its subsidiaries.

 

LICENSE AND SITE ACCESS
Americanjewelryandloan.com grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of americanjewelryandloan.com. This license does not include any resale or commercial use of this site or its contents: any collection and use of any product listings, descriptions, or prices: any derivative use of this site or its contents: any downloading or copying of account information for the benefit of another merchant: or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of Americanjewelryandloan.com. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of americanjewelryandloan.com and our associates without express written consent. You may not use any meta tags or any other “hidden text” utilizing Americanjewelryandloan.com name or trademarks without the express written consent of Americanjewelryandloan.com. Any unauthorized use terminates the permission or license granted by americanjewelryandloan.com. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of Americanjewelryandloan.com so long as the link does not portray Americanjewelryandloan.com, its associates, or their products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any Americanjewelryandloan.com logo or other proprietary graphic or trademark as part of the link without express written permission.

 

YOUR MEMBERSHIP ACCOUNT
If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. If you are under 18, you may use our website only with involvement of a parent or guardian. Americanjewelryandloan.com and its associates reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in their sole discretion.

 

REVIEWS, COMMENTS, EMAILS, AND OTHER CONTENT
Visitors may post reviews, comments, and other content: and submit suggestions, ideas, comments, questions, or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of “spam.” You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a card or other content.Americanjewelryandloan.com reserves the right (but not the obligation) to remove or edit such content, but does not regularly review posted content. If you do post content or submit material, and unless we indicate otherwise, you grant Americanjewelryandloan.com and its associates a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant Americanjewelryandloan.com and its associates and sublicensees the right to use the name that you submit in connection with such content, if they choose. You represent and warrant that you own or otherwise control all of the rights to the content that you post: that the content is accurate: that use of the content you supply does not violate this policy and will not cause injury to any person or entity: and that you will indemnify Americanjewelryandloan.com or its associates for all claims resulting from content you supply. Americanjewelryandloan.com has the right but not the obligation to monitor and edit or remove any activity or content. Americanjewelryandloan.com takes no responsibility and assumes no liability for any content posted by you or any third party.

 

RISK OF LOSS
All items purchased from Americanjewelryandloan.com are made pursuant to a shipment contract. This basically means That risk of loss Stays with Americanjewelryandloan.com till such item is received by purchaser,at which time title for such items passes to purchaser.

PRODUCT DESCRIPTIONS
Americanjewelryandloan.com and its associates attempt to be as accurate as possible. However, Americanjewelryandloan.com does not warrant that product descriptions or other content of this site is accurate, complete, reliable, current, or error-free. If a product offered by Americanjewelryandloan.com is not as described, your remedy is to contact us within 72 hours of receipt Via Email to discuss problem resolution.

 

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY THIS SITE IS PROVIDED BY¬†AMERICANJEWELRYANDLOAN.COM ON AN “AS IS” AND “AS AVAILABLE” BASIS. AMERICANJEWERYANDLOAN.COM MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, AMERICANJEWERYANDLOAN.COM DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. AMERICANJEWERYANDLOAN.COM DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM AMERICANJEWERYANDLOAN.COM ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. AMERICANJEWERYANDLOAN.COM WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES. CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

 

APPLICABLE LAW
By visiting Americanjewelryandloan.com, you agree that the laws of the state of Califrnia,U.S.A., without regard to principles of conflict of laws, will govern these Conditions of Use and any dispute of any sort that might arise between you and Americanjewelryandloan.com or its associates.

 

DISPUTES
Any dispute relating in any way to your visit to Americanjewelryandloan.com or to products you purchase through Americanjewelryandloan.com shall be submitted to confidential arbitration in California,U.S.A., except that, to the extent you have in any manner violated or threatened to violate Americanjewelryandloan.com intellectual property rights, Americanjewelryandloan.com may seek injunctive or other appropriate relief in any state or federal court in the state of California,U.S.A., and you consent to exclusive jurisdiction and venue in such courts. Arbitration under this agreement shall be conducted under the rules then prevailing of the American Arbitration Association. The arbitrators award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under this Agreement shall be joined to an arbitration involving any other party subject to this Agreement, whether through class arbitration proceedings or otherwise.

 

SITE POLICIES, MODIFICATION, AND SEVERABILITY
Please review our other policies, such as our Shipping and Returns policy, posted on this site. These policies also govern your visit to Americanjewelryandloan.com. We reserve the right to make changes to our site, policies, and these Conditions of Use at any time. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.

 

QUESTIONS
Questions regarding our Conditions of Usage, Privacy Policy, or other policy related material can be directed to our support staff by clicking on the “Contact Us” link in the Bottom menu.

Privacy policy

What information do we collect?

We collect information from you when you register on our site, place an order or subscribe to our newsletter.

When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, mailing address, phone number or credit card information. You may, however, visit our site anonymously.

What do we use your information for?

Any of the information we collect from you may be used in one of the following ways:

; To improve our website
(we continually strive to improve our website offerings based on the information and feedback we receive from you)

; To improve customer service
(your information helps us to more effectively respond to your customer service requests and support needs)

; To process transactions

Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested.

; To send periodic emails

The email address you provide for order processing, will only be used to send you information and updates pertaining to your order.

 

How do we protect your information?

We implement a variety of security measures to maintain the safety of your personal information when you place an order or enter, submit, or access your personal information.

We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Payment gateway providers database only to be accessible by those authorized with special access rights to such systems, and are required to?keep the information confidential.

After a transaction, your private information (credit cards, social security numbers, financials, etc.) will not be stored on our servers.

 

Do we use cookies?

Yes (Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information

We use cookies to help us remember and process the items in your shopping cart and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. We may contract with third-party service providers to assist us in better understanding our site visitors. These service providers are not permitted to use the information collected on our behalf except to help us conduct and improve our business.

If you prefer, you can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies via your browser settings. Like most websites, if you turn your cookies off, some of our services may not function properly. However, you can still place orders over the telephone or by contacting customer service.

 

Do we disclose any information to outside parties?

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

 

California Online Privacy Protection Act Compliance

Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.

As part of the California Online Privacy Protection Act, all users of our site may make any changes to their information at anytime by logging into their control panel and going to the ‘Edit Profile’ page.

Childrens Online Privacy Protection Act Compliance

We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.

 

Online Privacy Policy Only

This online privacy policy applies only to information collected through our website and not to information collected offline.

 

Terms and Conditions

Please also visit our Terms and Conditions section establishing the use, disclaimers, and limitations of liability governing the use of our website at americajewelryandloan.com

Your Consent

By using our site, you consent to our websites privacy policy.

Changes to our Privacy Policy

If we decide to change our privacy policy, we will post those changes on this page.

This policy was last modified on 09/23/2019

Contacting Us

If there are any questions regarding this privacy policy you may contact us using the information below. 

1145 Baker St. Unit D
Costa Mesa, California 92626
United States
mark@americanjewelryandloan.com
714-850-0233

Return Policy

We offer a Three day (72 hrs) return policy.Simply contact our Returns Department
within 72 hrs of receipt,obtain a RMA number then ship Item Back.

*Note* All Items returned are inspected to verify The Item is the Same Item Shipped prior to refund is issued.

All Shipped merchandise is insured:
If Item is damaged during shipping,Please contact us immediately and save Shipping Box and materials.In the event that the carrier wishes to inspect the Item.

You,The customer are responsible for return shipping.

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